Parshwanath Co-Op. Bank Ltd. Kolhapur

Service Charges

CUSTOMER SERVICE CHARGES (with effect from 17.11.2023)

Type of Charges				Charges in Rs.
NEFT			0 TO 10000 10001 TO 100000 100001 TO 200000	2.00 4.00 12.00
RTGS			200001 TO 500000 500001 & ABOVE	20.00 40.00
LOAN APPLICATION FORM			Per Form	100.00
Duplicate Statement/Passbook	Saving, R/D, Pigmy, Loan	Passbook		50.00
		Statement	Per page	10.00
	Current A/c	Statement	Per page	10.00
Loan Processing Charges	Term Loan	Up to Rs.15000/-	Nil
		Rs.15001/- to Rs.50000/-	200.00
		Rs.50001/- to Rs.100000/-	300.00
		Rs.100001/- to Rs.500000/-	Rs.300 + Rs.4 per thousand above 1 Lakh
		Rs.500001/- to Rs.1000000/-	Rs.1900 + Rs.3 per thousand above 5 Lakh
		Rs.1000001/- and above	Rs.3400 + Rs. 2 per thousand above 10 Lakh
	Vehicle Loan	Up to Rs.500000/-	1 % of the loan amount
		Rs.1000001/- and above	Rs.5000/- + 0.50% above Rs.5 Lakh
	Housing	Up to Rs.500000/-	0.50 % of the loan amount
		Rs.500001/- to Rs.1000000/-	1.00% of the loan amount
		Rs.1000001/- and above	Rs.10000/- + 0.50% above Rs.10 Lakh
	Cash Credit	Up To Rs.50000/-	200.00
		Rs.50001/- to Rs.200000	500.00
		Rs.200001/- to Rs.500000	Rs. 500/- + 0.40% above Rs. 2 Lakh
		Rs.500001/- to Rs.1000000	Rs. 1700/- + 0.30% above Rs.5 Lakh
		Rs.1000000/- and above	Rs.3200/- + 0.25% above Rs.10 Lakh
	C.C. Renewal		50 % compare to above New LPC
Penalty	Cash Credit	Non Submission of Stock Statement/Other papers		Per Month 100.00
CIBIL CHARGES		Individual		500.00
		Commercial		500.00
Notices to Defaulters	CC/Term Loans	Notice (UPC) per notice		50.00
		R.A.D. per notice		100.00
		Notice before suit file (with guarantors)		600.00
		Advocate Notice		200.00 + Adv.Charges
Visit Charges/Recovery Charges	CC/Term Loans	Defaulter’s Business/ Resident/Secured Property	Per Visit	100.00
Other Charges	HP Loan termination	Issue of HPTR to RTO	Two Wheelers	50.00
			Four Wheelers	100.00
			Commercial Vehicle	300.00
Seizing Charges (To be recovered before release of vehicle)			Two/Three Wheeler	300.00
			Light Motor Vehicle	500.00
			Heavy Motor Vehicle	1000.00
			Excavators/Cranes	2000.00
Assignment/Reassignm ent/Encashment		LIC Policies	Per policy	50.00 + postage
Bank Guarantee	Fully secured by the bank		Rs.200 + 2% of Guarantee amount per year
	Charges for Invoked Guarantees		Rs.300/- Per Bank Guarantee + Interest @ 24% on Guarantee amt till the date of repay
Solvency Certificate			500.00 Per Lakh (Max. Rs.2000/-)
	Additional Copy of Certificate		Rs.100.00
Pay Orders/D.D.	New Issue		Up to Rs.20000/-	20.00
			Above Rs.20001/-	20 + Rs.1 Per thousand Max. Comm. Rs.2000/-
	Cancellation of P.O/D.D.			100.00
	Reissue of P.O./D.D.			0.50% of commission
Sale of Pledged ornaments by Auction			Loan up to Rs.5000	200 + Notice charge
			Rs.5001 to Rs.50000	300+Notice Charge
			Rs.50001 to Rs.100000	500+Notice Charge
			Rs.100001 and above	750+Notice Charge
Entry Fee for Member	Per Instance			100.00
Issue of Duplicate ID Card				100.00
Transfer of Share Certificate				100.00
Nominal Member Fee				100.00
Cheque Stop Payment				100.00
Confirmation Specimen Sign				50.00
ATM Duplicate Card			Per Card	100.00
ATM Duplicate Pin			Per PIN	100.00
Gold Loan	Valuation Charges			Per Lakh 150.00
	Insurance Charges			Per Gram 5.00
Minimum Balance Charges
	Savings Account			0.00
	Current Account			0.00
CERSAI Charges				As per Cersai Charges
Bank Charges To ROC				As per Actual
Cancellation Charge to ROC				As per Actual
Cheque Book Charges	Saving / Current / CC		Per Cheque	4.00
Closure of Accounts	Saving /Current A/c		Closed within 6 months	200.00
			Closed within 1 Year	150.00
			Closed within 2 Years	100.00
			Closed after 2 Year	Nil
Unused Cheques	When Closure of Account		Per Cheque	5.00
Inward, Outward Return/ECS Return/NACH/ACH	Saving	For want of funds/Stop payment & Any other reason	IInward return per cheque/ outward return per cheque	250
	Current
	/CC			100.00
General Charges	Saving/ Current/ CC	SMS Alert Charges	Per Year	200.00
ATM CHARGES	ATM Card Maint. Charges		Per Year	100.00
Maintenance Charges	Savings / Current	Account Maintenance Charges	Per Year	200.00
Pigmy Deposit		Premature Closure /Partly Transfer		3% of closure /Transfer Amount

All above charges + GST will be applied (Charges+GST)